Financing with Our Dealership

Kia of Cape Coral takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Kia of Cape Coral Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Kia of Cape Coral can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Welcome to Our Financing Department

Finance or Lease Your Next Vehicle with Kia of Cape Coral

Regardless of whether you prefer a brand-new Kia model from our new inventory or a deal from our pre-owned inventory, you can count on the professional team in our finance center to help you secure the perfect payment plan to go with your new vehicle. Our team works with you, your budget, and with multiple banks throughout the greater Naples, Fort Myers, Venice and Port Charlotte area to find our customers the ideal loan or lease to help make their dream car a reality.

Loan or Lease - Which is Right for You?

Whether you should finance, or lease depends on a few factors. A lease carries a lower monthly payment and is under warranty for the duration of the term. And, at the end of the term, you can upgrade to a new model; so, it's a great option if you like always having access to the latest automotive technologies and features. However, it's important to consider that a lease has mileage limits. And, because you won't own the car, you aren't able to make major modifications. With a loan, payments are a little higher, but the car is yours; so, you're paying into equity and can make changes to your heart's content.

Finance Your Next Kia Model at Kia of Cape Coral without the Headache

Auto financing can be a tedious, stressful process, but our Cape Coral finance team is here to help you find the financing option that is best for you. While in the past you may have shopped your financial profile around Naples, Fort Myers, Venice and Port Charlotte for the right option, our finance team has established solid relationships with major lenders to have access to affordable auto financing options. To shorten your time on-site and to get a head start, fill out our online finance application and let our finance team know if you have any questions.

Your privacy is important to us.

Kia of Cape Coral takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Kia of Cape Coral

    404 N.E. Pine Island Rd
    Cape Coral, FL 33909

    • Sales: 239-242-7000
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Get in Touch

  • Contact our Sales Department at: 239-242-7000
  • Monday9:00am-7:00pm
  • Tuesday9:00am-7:00pm
  • Wednesday9:00am-7:00pm
  • Thursday9:00am-7:00pm
  • Friday9:00am-7:00pm
  • Saturday9:00am-7:00pm
  • Sunday10:00am-6:00pm